1 — Add Your Assets and Liabilities
Enter the value of each asset (cash, investments, property, etc.) and each liability (loans, credit cards, mortgages).
2 — Organize Items by Category
Use categories to group similar items together. This helps you see how much of your net worth comes from savings, investments, real estate, and other sources.
3 — Create a Snapshot
Each snapshot captures your full financial picture at a moment in time. Snapshots let you track progress, compare months, and see trends.
4 — Review Net Worth Calculations
The tracker automatically totals your assets, subtracts your liabilities, and displays your net worth for each snapshot.
5 — Compare Snapshots Over Time
Use multiple snapshots to see how your net worth changes month‑to‑month or year‑to‑year. This helps identify growth patterns and areas to improve.
6 — Use Advanced Options (If Enabled)
Advanced Mode lets you:
• Add custom categories
• Track detailed sub‑items
• Include notes for each snapshot
• View percentage changes between snapshots
7 — Save or Load Your Analysis
Export encrypted results or import a previous analysis anytime. The output file and password can be shared with your advisor or imported again when you're ready to change variables in your net worth Calculations.
Assets
Liabilities
Change Since Last Snapshot
Asset Breakdown
Change Since Last Snapshot (Assets)
Liability Breakdown
Change Since Last Snapshot (Liabilities)
This calculator is for illustrative purposes only and does not constitute investment advice.
Actual returns, inflation, and costs may differ.